Vantage has partnered with ITransact to offer a suite of services allows you to accept secure payments from your customers--24 hours per day, 365 days per year.

There are two parts to accepting credit cards. First, is the Merchant Account which you must have to accept credit cards period. Second, is a gateway service which allows you to process credit card approvals in real time directly through your web site. If you currently have a merchant account service than you only need to order the gateway service to give you the ability of real-time online credit card processing.

Merchant Accounts:
A merchant account is required to accept credit cards using our service. If you currently have a merchant account service you are all set and only need to order our gateway service. If you do not currently accept credit cards or are looking for better rates than you are currently paying you can also sign up for a merchant account at the same time you order your gateway service.

Gateway Service:
A gateway service allows you to accept, verify, authorize, and process credit card payments online in real-time. Use your web site and/or our Virtual Terminal.

How Does The Process Works?

1. After your customers have selected the items they wish to purchase, and the subtotals and totals have been calculated, the shopping cart software your site uses will place the order details on the order form on your Web site.
    
2. When completed by your customer, the order form is submitted via SSL (Secure Server) to the Gateway service for sale processing.
   
   NOTE: The iTransact gateway comes with a Virtual Terminal. If your using that instead of steps (1 and 2) then you are entering the purchase online. The rest of the process from here on is the same.
    
3. Your customer receives the status of the order.
    
4. An Order Confirmation Email is sent to both the merchant and the customer, with the sale details and Gateway Service transaction number.
    
5. An Order Status Email (Approved/Declined etc...) is sent to both the merchant and customer.
    
6. Your customer will receive a charge on his credit card statement and you will receive the funds in your business banking account within 2 to 3 business days.
    
7. In addition to the information in the Order Confirmation Email, Gateway Service merchants are able to access transaction details in real-time via the Gateway Service Secure Transaction Reporting System

Email sales@vantageinternet.com for more information on this service.